Datasets:
mstz
/
heloc

Dataset card Viewer Files Community
estimate_of_risk
int8
-9
94
months_since_first_trade
int32
-9
803
months_since_last_trade
int32
-9
383
average_duration_of_resolution
int32
-9
383
number_of_satisfactory_trades
int16
-9
79
nr_trades_insolvent_for_over_60_days
int16
-9
19
nr_trades_insolvent_for_over_90_days
int16
-9
19
percentage_of_legal_trades
int16
-9
100
months_since_last_illegal_trade
int32
-9
83
maximum_illegal_trades_over_last_year
int8
-9
9
maximum_illegal_trades
int16
-9
8
nr_total_trades
int16
-9
104
nr_trades_initiated_in_last_year
int16
-9
19
percentage_of_installment_trades
int16
-9
100
months_since_last_inquiry_not_recent
int16
-9
24
nr_inquiries_in_last_6_months
int16
-9
66
nr_inquiries_in_last_6_months_not_recent
int16
-9
66
net_fraction_of_revolving_burden
int32
-9
232
net_fraction_of_installment_burden
int32
-9
471
nr_revolving_trades_with_balance
int16
-9
32
nr_installment_trades_with_balance
int16
-9
23
nr_banks_with_high_ratio
int16
-9
18
percentage_trades_with_balance
int16
-9
100
is_at_risk
class label
2 classes
64
277
6
94
26
0
0
71
3
4
6
28
1
54
5
0
0
52
77
5
4
1
82
1yes
-9
-9
-9
-9
-9
-9
-9
-9
-9
-9
-9
-9
-9
-9
-9
-9
-9
-9
-9
-9
-9
-9
-9
0no
81
334
16
104
18
0
0
100
-7
7
8
19
0
68
9
0
0
29
34
3
3
0
86
0no
63
307
2
85
35
0
0
95
22
6
6
38
3
24
0
3
3
38
-8
5
1
2
50
0no
66
133
6
77
23
0
0
100
-7
7
8
26
2
42
0
3
3
105
94
6
2
6
100
1yes
61
338
2
145
32
0
0
88
4
4
6
33
1
27
12
0
0
56
85
15
2
6
78
1yes
85
182
13
74
10
0
0
100
-7
7
8
10
0
50
18
0
0
12
34
4
2
0
86
0no
72
145
7
57
45
0
0
100
-7
7
8
72
2
74
7
0
0
34
97
4
12
0
73
0no
85
267
18
72
8
0
0
100
-7
7
8
8
0
25
17
0
0
17
62
2
1
0
75
0no
78
340
8
106
25
0
0
96
7
4
6
25
1
56
4
1
1
6
77
2
3
0
56
1yes
86
439
2
112
18
0
0
100
-7
7
8
21
2
57
1
3
3
26
100
3
2
0
83
0no
70
139
5
67
19
1
0
83
19
6
5
23
2
57
5
0
0
39
66
2
3
0
100
0no
62
295
7
124
55
0
0
95
8
4
6
57
2
39
5
0
0
32
48
6
4
2
57
1yes
82
286
1
103
16
0
0
100
-7
7
8
17
3
47
6
0
0
25
22
4
3
1
89
0no
75
311
8
117
40
0
0
100
-7
7
8
45
2
42
0
5
5
34
-8
4
-8
2
45
0no
66
111
4
40
9
0
0
100
-7
7
8
9
2
33
1
3
3
80
55
5
2
3
88
0no
93
399
27
174
5
0
0
100
-7
7
8
5
0
0
2
1
1
0
-8
0
-8
0
0
1yes
67
85
16
48
17
1
0
89
20
6
5
18
0
61
4
1
1
44
77
1
2
0
75
1yes
64
103
1
52
22
1
1
88
26
6
6
24
3
38
1
5
5
29
77
4
3
2
58
1yes
67
90
7
38
7
0
0
100
-7
7
8
7
1
57
5
1
1
91
52
1
2
1
75
1yes
81
99
1
54
35
0
0
100
-7
7
8
36
1
25
0
2
2
8
42
2
3
0
67
0no
80
415
10
129
20
0
0
90
5
4
6
20
1
20
-8
0
0
8
84
1
1
0
50
0no
84
288
2
85
11
0
0
100
-7
7
8
13
1
38
17
1
0
20
-8
2
1
1
38
0no
88
209
9
93
19
0
0
100
-7
7
8
19
1
53
5
0
0
0
-8
1
1
0
29
0no
82
163
38
92
12
0
0
100
-7
7
8
12
0
17
18
0
0
33
-8
4
-8
0
100
0no
60
281
1
73
35
0
0
78
0
4
6
40
4
28
0
8
8
16
86
10
4
2
68
1yes
60
164
4
67
18
2
0
67
1
4
5
24
2
58
0
5
5
0
53
0
4
0
63
1yes
75
407
1
90
27
1
0
94
18
6
5
31
3
16
0
1
1
3
-8
8
2
0
59
0no
59
191
4
74
38
0
0
93
5
4
6
40
2
33
1
2
2
48
45
12
3
3
83
1yes
75
180
4
74
35
0
0
100
-7
7
8
36
5
44
0
4
4
41
97
1
3
0
80
0no
73
116
23
65
23
0
0
100
-7
7
8
23
0
39
1
1
1
25
70
3
4
1
62
0no
87
126
7
71
21
0
0
100
-7
7
8
22
1
38
13
0
0
10
50
2
2
0
67
0no
90
244
4
96
31
0
0
100
-7
7
8
31
1
42
0
3
3
2
-8
1
1
0
20
0no
63
69
3
42
13
7
7
100
-7
6
8
13
2
15
0
1
1
53
58
6
2
1
89
0no
89
363
1
106
21
0
0
100
-7
6
7
24
1
29
0
1
1
2
74
5
2
0
64
0no
82
154
1
82
35
0
0
100
-7
7
8
36
5
42
0
1
1
12
100
2
2
0
44
0no
70
253
33
131
23
1
1
100
-7
0
8
23
0
35
-8
0
0
3
48
3
3
0
55
0no
76
170
2
68
32
0
0
97
10
4
6
35
5
34
1
3
3
13
0
2
4
0
67
0no
75
325
7
101
23
1
1
96
65
6
6
24
1
63
6
0
0
47
70
4
4
0
89
0no
76
220
4
87
31
0
0
94
43
6
6
31
3
55
5
1
1
31
64
4
2
0
60
0no
65
145
7
70
40
0
0
100
-7
7
8
43
4
30
1
9
8
83
77
10
5
6
79
1yes
65
293
11
142
20
1
0
38
2
4
5
24
1
50
3
13
13
9
32
4
4
2
62
1yes
92
474
57
258
8
0
0
100
-7
7
8
8
0
0
2
1
1
1
-8
3
-8
0
50
1yes
66
234
4
69
54
2
1
98
60
6
5
60
4
25
0
2
2
19
62
6
4
0
57
1yes
64
432
3
87
34
0
0
97
17
6
6
35
7
35
0
2
2
34
47
8
7
2
71
1yes
63
130
3
67
25
0
0
86
2
4
6
29
1
34
0
0
0
57
75
4
2
2
67
1yes
61
251
12
74
15
0
0
93
70
6
6
15
0
13
0
1
1
89
-8
7
1
5
100
1yes
76
280
12
77
25
0
0
100
-7
7
8
25
0
40
0
0
0
17
42
2
4
1
50
0no
60
125
8
34
26
0
0
96
10
4
6
26
2
15
0
3
3
56
70
4
1
1
67
1yes
89
408
4
108
28
0
0
100
-7
7
8
30
2
20
0
1
1
10
66
4
2
0
55
0no
85
271
8
96
26
0
0
100
-7
7
8
26
1
19
0
1
1
4
-8
3
1
0
25
0no
58
274
11
144
9
2
0
64
41
4
5
11
1
36
0
3
3
68
15
2
3
1
100
1yes
64
162
5
73
4
3
3
67
54
6
2
7
1
33
0
1
1
57
-8
2
1
0
100
0no
81
306
5
74
16
0
0
100
-7
7
8
18
1
11
0
0
0
25
101
7
1
1
80
0no
56
82
5
37
29
0
0
93
17
6
6
30
3
57
0
1
1
43
85
5
3
2
73
1yes
55
99
4
56
35
5
5
92
4
4
2
40
3
65
0
0
0
100
45
1
2
-8
100
1yes
51
232
6
93
13
2
1
69
1
0
2
16
3
38
0
0
0
94
88
2
3
1
83
1yes
68
130
8
51
30
2
2
97
71
6
6
36
2
53
0
0
0
59
24
5
4
0
75
1yes
55
147
1
83
12
2
2
86
32
6
2
15
1
29
0
2
2
66
-8
6
1
2
89
1yes
87
336
4
120
35
0
0
100
-7
7
8
35
4
14
0
2
2
3
-8
6
1
0
47
0no
68
264
17
106
22
0
0
88
78
6
6
26
0
46
0
0
0
64
65
5
3
3
90
1yes
70
233
6
69
31
0
0
97
6
4
6
33
1
33
0
0
0
35
68
6
3
1
59
1yes
75
254
4
60
9
0
0
100
-7
7
8
9
2
44
0
1
1
60
95
2
2
0
80
0no
70
321
11
67
13
2
2
82
71
6
4
17
1
53
0
4
4
50
80
3
5
0
90
1yes
77
165
12
75
20
0
0
95
-8
6
6
20
0
20
0
0
0
41
44
4
2
1
43
0no
73
232
5
72
19
0
0
95
8
4
6
19
3
42
0
0
0
35
85
6
2
0
73
1yes
60
273
3
126
32
4
4
89
2
4
6
35
3
11
0
0
0
37
74
16
2
0
95
0no
77
324
7
85
26
0
0
100
-7
7
8
26
3
38
0
0
0
16
65
4
4
0
59
1yes
80
220
5
105
32
0
0
100
-7
7
8
32
2
41
0
0
0
36
54
3
4
1
58
0no
82
161
4
60
41
0
0
100
-7
7
8
44
4
23
0
4
4
2
-8
3
1
1
29
1yes
83
176
8
70
8
0
0
100
-7
7
8
8
3
50
0
0
0
38
91
2
2
0
80
1yes
65
321
6
114
27
1
1
82
17
5
3
28
3
32
0
0
0
66
-8
6
1
1
88
1yes
77
140
2
73
15
0
0
88
12
6
6
17
2
53
0
1
1
17
64
2
4
-8
67
1yes
66
409
4
138
18
0
0
85
15
6
6
20
2
25
0
0
0
55
-8
7
-8
1
80
1yes
84
191
35
104
11
0
0
100
-7
7
8
12
0
58
0
2
0
4
50
1
2
0
75
1yes
59
152
8
50
23
4
2
79
29
6
2
29
4
41
0
0
0
70
93
8
3
1
100
1yes
66
253
5
125
8
3
0
64
12
6
5
11
2
27
0
0
0
80
-8
2
1
1
60
1yes
63
234
25
159
8
2
1
43
23
6
2
14
0
14
0
0
0
33
-8
1
-8
1
33
1yes
73
250
6
67
42
0
0
100
-7
7
8
47
2
49
0
1
1
50
86
4
7
1
69
1yes
77
173
14
71
39
0
0
100
-7
6
8
42
0
31
0
0
0
19
66
8
3
1
50
0no
79
81
8
38
10
0
0
100
-7
7
8
10
2
20
0
0
0
10
-8
2
1
-8
50
0no
64
164
8
71
25
1
0
92
7
4
6
26
3
38
0
3
3
58
84
3
3
0
67
1yes
67
282
11
108
37
0
0
95
3
4
6
40
1
43
0
1
1
68
58
5
3
2
80
1yes
80
290
5
82
14
0
0
87
17
5
6
15
2
60
0
0
0
16
44
3
4
0
78
1yes
74
279
3
90
31
1
1
97
12
6
4
33
3
18
0
2
2
5
95
4
3
0
47
1yes
70
196
4
64
34
0
0
100
-7
7
8
35
1
37
0
0
0
83
-8
6
1
3
100
0no
65
77
6
50
2
1
1
67
57
6
3
3
1
67
0
0
0
-8
-8
-8
1
-8
100
1yes
69
184
15
76
9
2
2
82
49
6
2
11
0
27
0
0
0
66
-8
4
-8
2
57
1yes
73
94
3
49
21
0
0
95
57
6
6
22
2
36
0
2
2
42
47
3
2
1
56
1yes
66
74
3
21
13
0
0
92
-8
6
6
13
6
23
0
4
4
33
61
5
3
0
73
0no
73
219
4
88
23
0
0
100
-7
7
8
24
3
46
0
1
1
45
88
6
2
1
89
0no
80
198
10
72
25
0
0
100
-7
7
8
25
1
24
0
1
1
7
23
1
2
0
50
0no
58
175
6
57
45
1
0
96
8
3
5
47
1
53
0
3
3
69
85
6
12
3
78
1yes
88
369
7
114
31
0
0
100
-7
7
8
33
2
33
0
0
0
1
91
2
2
0
36
0no
64
159
1
54
20
1
0
89
20
5
5
27
2
52
0
2
2
42
94
4
2
2
86
0no
62
174
2
84
35
0
0
89
38
5
6
38
3
32
0
1
1
68
-8
9
2
3
85
1yes
73
144
38
96
13
0
0
85
44
6
6
13
0
8
0
0
0
40
5
10
1
1
85
1yes
86
266
3
95
12
0
0
100
-7
7
8
13
3
15
0
0
0
22
-8
3
-8
0
43
1yes
66
375
16
183
21
1
0
83
4
3
5
23
0
52
0
3
3
24
-8
3
2
0
100
1yes
69
338
2
62
22
0
0
96
12
6
6
23
3
35
0
4
4
25
100
3
2
1
45
0no